loan modification

What does a Loan Modification Mean?

Why would I want to consider a Loan Modification?


A loan modification is a modification to an existing loan made by a lender in response to a borrower’s long-term inability to repay the loan. Loan modifications typically involve a reduction in the interest rate on the loan, an extension of the length of the term of the loan, a different type of loan or any combination of the three. A lender might be open to modifying a loan because the cost of doing so is less than the cost of default.


A reason to consider a loan modification is simply due to a financial decrease in income that would make it difficult to continue your current payment and provide a basic standard of living at the same time.


Call today at 407-339-5222 or 800-865-0001.


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