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Scott Tober





Scott Tober is a financial coach whose lifetime mandate is to serve others to the betterment of their lives and the enrichment of his. He has been in the financial arena for over thirty three years, servicing thousands of clients and building lasting relationships.


Scott has served as a BNI chapter president and a Rotarian. He was the Treasurer and a board member for Choices Women’s Clinic. He has volunteered as a mentor and job coach for Jobs Partnership Florida, as well as a board member and financial liason for Summit Charter School in Maitland. He worked for Great Western Financial Securities and Barnett Securities before starting his own companies.

Scott is very involved in the educational arena, having served as a student mentor and a Partner in Education in the Orange, Osceola, and Seminole County School Systems. He has received numerous awards and recognition from schools in these districts for his hands on involvement, which includes being chosen as a finalist for Partner of the Year in Orange County in 2008 and 2009.


Scott graduated with a B.S.B.A. in Finance from the University of Central Florida, an A.S. in business from Valencia Community College, and he is currently completing certification for the Certified Financial Planner designation. He holds and has held various licenses, including Florida Life, Health, Variable Annuities, and Legal Expense licenses, Series 7 and Series 63 licenses, and Life, Health and Annuity licenses in Georgia, Oklahoma, Michigan, Illinois, North and South Carolina, Indiana, Pennsylvania, Texas, Kansas, Virginia and Arizona .


Scott lives with his wife Maxine in Sanford, Florida. Scott spends his leisure time volunteering for churches and charities with his wife, competing in triathlons, weight training, reading, and playing with their dog Chewie.

Edwin Rivadeneira’s success comes from a firm commitment to his faith and the ministry of helping others. He believes in creating true value for people by never making one-sided deals. Edwin believes success only comes when you pursue the relationship not the sale. If you build trust the sale will follow.


Over the past twenty-three years, Edwin has built several very successful businesses.  He has coached "Best Business Practices" and "Business by Referral" to fellow business owners through his membership in Business Network International, the world’s largest networking organization.  Edwin loves the thrill of the sale and is addicted to the adrenalin it produces. He loves public speaking and coaching his “outside the box” techniques to develop one’s ability to smell the deal.


His ability to deliver service and value well above customer expectations makes Edwin’s business grow without the benefit of advertisement. 90% of his new accounts come from qualified referrals by satisfied customers. What a tribute to his hard work and ability to provide service that stands out!


Edwin Rivadeneira is a graduate from Hunter College of the City University of New York with a Bachelor’s degree in Sociology and a minor in Economics. He is a former owner of Elite Examiners, Inc., NJ Exams, Inc., PR Exams, Inc., Amigos Network Enterprise, Inc. and Cellular Centers Plus LLC

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