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Scott Tober is a financial coach whose
lifetime mandate is to serve others to
the betterment of their lives and the
enrichment of his. He has been in the
financial arena for over twenty-four
years, servicing thousands of clients
and building lasting relationships.
Scott has served as a BNI chapter
president and is a Rotarian. He has
volunteered as a mentor and job coach
for Jobs Partnership Florida, as well as
a board member and financial liason for
Summit Charter School in Maitland. He
worked for Great Western Financial
Securities and Barnett Securities before
starting his own companies.
Scott is very involved in the
educational arena, serving as a student
mentor and is an active Partner in
Education in the Orange, Osceola, and
Seminole
County School Systems. He has received
numerous awards and recognition from
schools in these districts for his hands
on involvement, which includes being
chosen as a finalist for Partner of the
Year in Orange County in 2008 and 2009.
Scott graduated with a B.S.B.A. in
Finance from the University of Central
Florida, an A.S. in business from
Valencia Community College, and he is
currently completing
certification for the Certified
Financial Planner designation. He holds
and has held various
licenses, including Florida Life,
Health, Variable Annuities, and Legal
Expense licenses, Georgia Life and
Health licenses, and Series 7 and Series
63 licenses.
Scott lives with his wife Maxine in Lake
Mary, Florida. His son Philip is
currently attending Stetson Law School
in St. Petersburg. Scott spends his
leisure time volunteering for churches
and charities with his wife, competing
in triathlons, weight training, reading,
and playing with
the family dog Samantha.
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Carl Obeso began his financial planning
career in 1991 when he joined the ranks
of Paine Weber. In 1994 he accepted a
position as premier banker, brokerage
business division from Great Western
Bank. From there he spent 13 years with
Bank of America where he quickly moved
up the ranks becoming Vice –President of
Investments.
Knowing the limitations of the bank’s
portfolio and in need of additional
financial solutions for his elite
clientele, Carl decided to test
entrepreneurship. In 2003 he began his
tenure as an independent Financial
Advisor. In 2007 he joined a long time
co-worker and best friend from Great
Western Bank. Together they developed a
financial engineering program to
maximize clients’ return on investments
without exposing them to the risks and
uncertainties of today’s financial
markets. Carl often asks
his clients “How much of your
retirement do you want to guarantee?”
Carl then shows them how to guarantee
100% of their retirement plan.
Carl has held series 7, 63, 65, and life
insurance licenses since 1991. In 1988
Carl completed his undergraduate studies
with emphasis in Economics and
International Business studies at
Florida State University. He then
attended Michigan State University where
in 1990 he completed a post graduate
degree in Economics and International
Affairs.
Carl resides in Apopka with his wife
Carla of thirteen years he has lived in
Apopka for the last 16 years.
Carl has volunteered in programs
enabling and teaching those in need to
find employment and has a passion to
serve those that are less fortunate in
numerous venues. He is a true believer
that
it
is better to give than to receive and in
the process we are all winners.
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Edwin Rivadeneira’s success comes from a
firm commitment to his faith and the
ministry of helping others. He believes
in creating true value for people by
never making one-sided deals. Edwin
believes success only comes when you
pursue the relationship not the sale. If
you build trust the sale will follow.
Over the past 18 Years, Edwin has built
several very successful businesses. He
now coaches "Best Business Practices"
and "Business by Referral" to fellow
business owners through his membership
in Business Network International, the
world’s largest networking
organization. Edwin loves the thrill of
the sale and is addicted to the
adrenalin it produces. He loves public
speaking and coaching his “outside the
box” techniques to develop one’s ability
to smell the deal.
His ability to deliver service and value
well above customer expectations makes
Edwin’s business grow without the
benefit of advertisement. 90% of his new
accounts come from qualified referrals
by satisfied customers. What a tribute
to his hard work and ability to provide
service that stands out!
Edwin Rivadeneira is a graduate from
Hunter College of the City University of
New York with a Bachelor’s degree in
Sociology and a minor in Economics. He
is a former owner of Elite Examiners,
Inc., NJ Exams, Inc., PR Exams, Inc.,
Amigos Network Enterprise, Inc. and
Cellular Centers Plus LLC.
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