What is Disability Insurance?      Why should I consider getting Disability Insurance?

Disability insurance is a promise of compensation for specific potential future losses in exchange for a periodic payment. Insurance is designed to protect the financially well-being of an individual, company or other entity in the case of unexpected loss.

Some forms of insurance are required by law, while others are optional. Agreeing to the terms of an insurance policy creates a contract between the insured and the insurer.

In exchange for payments from the insured (called premiums), the insurer agrees to pay the policy holder a sum of money upon the occurrence of a specific event.

In most cases, the policy holder pays part of the loss (called the deductible), and the insurer pays the rest.

There are many different forms of disability insurance that have rules that must be adhered to in order for the policy to pay the insurer when a loss occurs. Having the right plan is essential to you and your family needs.

We are hear to help you to uncover the best plan that fits your needs as well as your budget!

You may also contact us by clicking on the contact us tab and completing the form. We will have one of our retirement specialist contact you within 24 hours.